Calculator

Spread cost calculator

Spread is the tax you pay on every round-turn. For scalpers, it's the single biggest friction. Plug in your pair, lot, spread, and trade frequency — see what it costs monthly.

Spread cost per trade
Per day
Per month
Per year (12 mo)

Why spread matters more than you think

For a scalping EA doing 10 trades a day at 0.5 lots on a 10-point spread, the annual spread bill is over $1,000 per lot-equivalent — enough to turn a profitable strategy into a losing one. For H4+ swing EAs, spread is rounding noise. Know which regime you're in.

Typical spreads (EURUSD, average market conditions)

  • Raw ECN accounts (IC Markets, Pepperstone, Tickmill): 0.1 - 0.3 points + commission (~$3.5/lot)
  • Standard retail accounts: 10 - 15 points, no commission
  • Market makers: 15 - 25 points, often widens during news

Raw ECN vs standard — which is cheaper?

Add commission to the spread for apples-to-apples. ECN: 0.2 spread + $3.5 commission × 2 sides = $7 per round-turn on 1 lot ≈ 7 points total. Standard: 12 points. ECN wins by ~40% — and the gap widens on volatile pairs where standard spreads balloon.

For EAs: Atomic GBP and other scalpers require ECN pricing. On a standard retail account they'll stop trading (the spread filter gates entries).

Related

Frequently asked questions

What's the difference between points and pips?

1 pip = 10 points on a 5-digit broker (most modern brokers). So a 10-point spread on EURUSD is 1.0 pip.

Does my EA's backtest include spread?

It does if you used real tick data or configured the spread in Strategy Tester settings. Default backtests often use 'current spread' — which is misleading if you test on a weekend.

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